Wednesday, December 31, 2014

G...


America has the Gulf?
Using oil price to start a war,
Pushing Russia against a wall?

America has the Gut?
Punishing Russia without fuss,
As it sent troops to Ukraine in bus?

America has the Guilt?
Giving global markets a nervous feel,
Causing world economies to go downhill?


Terence
America has the Gun, Hijacking everyone?
Twitter : @longyinfather
www.myboysmyboss.blogspot.com

Wednesday, December 24, 2014

Thing


Now

Oil Price

And Rouble slide

Plenty start to sigh

Few can't find peace inside

Forgetting loved ones by their side

Thinking only profit could give them high

Should we all remember one guide

Love indeed makes us fly

No money could buy

Should we try

Feel Love

Now





Have the best Christmas ever!
Let's all remember,
What really matters,
https://www.youtube.com/watch?v=CLEtGRUrtJo




Best wishes
Terence
Money gives you something, Family gives you Everything.
Twitter : @longyinfather
www.myboysmyboss.blogspot.com

Sunday, December 14, 2014

Portfolio


What's in your Portfolio?
Some bars of gold?
A luxury flat in San Diego?

Some government bonds?
Many shares in various forms?
What about those coming from...

Middle East, Russia, China...
What are the mega rich after?
Not just about money that's clear.

Top 1% have so much wealth,
Their main focus is on their health :
Safe from, to them, their government from Hell.

http://www.nytimes.com/2014/12/14/business/some-of-the-rich-collect-art-others-collect-passports.html?src=me


Terence
To many, Portfolio = Profit
To a few, Portfolio = Protection
Twitter : @longyinfather
www.myboysmyboss.blogspot.com

Monday, December 1, 2014

What


What's your Strength?
A Presentation King?
A Master in Planning?

Michelin star in Cooking?
Quick in Decision Making?
Can predict the Ending?

So, you must be thinking,
What's to invest for the time being,
As everything seems to be Unsettling?

Use the same principle,
When picking a firm for your portfolio,
To ensure yourself a better tomorrow.

Look for the Strength of a firm.

A firm with the largest market share?
Or 1 with the best customer care?
Or 1 has the biggest potential out there?

A firm with a record of rising profit?
Or 1 has the management team of perfect?
Or 1 has the most innovative ideas you can get?


Terence
What's your Strength? Make you Gain.
Twitter : @longyinfather
www.myboysmyboss.blogspot.com

Tuesday, November 11, 2014

Tesco


Another once great firm collapses.
When your attention has a lapse.
And when you just start to relax.

Another profit warning.
This time shows improper doing.
Resulting in £250 million missing.

http://www.telegraph.co.uk/finance/newsbysector/epic/tsco/11195376/Tesco-to-be-investigated-by-Serious-Fraud-Office.html


Tesco.
The once must have share to hold.
Now most run away and say, 'Oh, No!'

Have we not understood Human Nature?
Most in charge are lying about the future.
They enjoy 'Get More for Themselves' culture.

Have we not seen the failure coming?
When millions was spent for private flying?
When in charge reward themselves never-ending?

http://www.dailymail.co.uk/news/article-2252760/Tesco-spends-28MILLION-private-jets-flying-executives-world.html



Terence
There are always Warning Signs
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Monday, October 27, 2014

Open


Let's be Open about this :
Hong Kong will be very, very badly hit...
If CBD is continued blocked by uni kids.

'Occupy Central' has been on for a month.
Most HKers are suffering with no fun.
And it could soon be ended with gun.

Make no mistakes.
Every government will do whatever it takes,
Making sure its power is never at stake.

Chinese official words get stronger,
From first 'Movement' to now 'Lack Order'.
The word 'Riot' will be used sooner or later.

Making it Legitimate to Open Fire,
Disperse and arrest to maintain Social Order,
And to wipe out opposition all together?

How many uni kids would be fallen?
How much would shares be falling?
How bad would property price be dropping?

How massive the profit is to be made,
By those hiding and manipulating in USA,
By those 'inspiring' uni kids to die for HK's Fate?


Terence
Open Secret : Crocodiles Short Selling, Ensure the Shooting
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Wednesday, October 15, 2014

Germany


Germany.
Now joining the countries of many...
With lower output from companies.

Instantly.
Causing concerns to people of plenty...
With no/unstable job having more worry.

Ultimately.
The only option is to print more money...
With high hopes to stimulate EU economy.

Inevitably.
More social unrest will be seen on tele...
With more people suffering more uncertainty.


http://www.telegraph.co.uk/finance/economics/11160944/Eurozone-in-crisis-Germany-could-enter-third-recession-in-six-years.html


Terence
Germany on a Drastic Journey
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Sunday, October 5, 2014

Speculators


Speculators love Spreading Rumour.
To Scare others screaming for mama.
Sell Fear, Buy Cheaper, here comes the Killer...

Speculators love Social Unrest.
To Maximise on what they can get.
Sell High, Buy Low, Short this, Short that...

Speculators are everywhere.
And they don't care.
They only care about profit after all.

Speculators can be in many forms.
Some are now working in Hong Kong.
Creating Chaos to keep their earning strong.


Terence
Once in a life time Crisis = Once in a life time Chances?
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com


Monday, September 29, 2014

S


Stability.
With it, there is Prosperity.
Without it, there is only Pity.

Stupidity?
Showing the bad side of Humanity.
Causing deep division within Society.

Strategy.
How to invest in once world's most free city?
When the situation is to become more nasty.

http://www.independent.co.uk/news/world/asia/hong-kong-protests-demonstrators-clean-up-and-recycle-after-night-of-clashes-with-police-9761598.html


Terence
S for Sensibility, for Safety
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Saturday, September 20, 2014

Break


Poor personal finance,
Causing relation tense,
Breaking up couples there and then.

Poor cash flow,
Causing directors nowhere to go,
Breaking up firms that are afloat.

Poor budgetary control,
Causing governments to face upheaval,
Breaking up a country is now possible.

Scotland stays in UK.
Others in the world are to break away,
Wanting to be own boss have its way.


http://www.dailymail.co.uk/news/article-2762874/One-four-Americans-says-support-seceding-U-S-A-wake-failed-Scottish-vote-independence.html



Terence
Best to Invest when everywhere is Unrest?
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Wednesday, September 10, 2014

Yes


Yes, shares falling.
Yes, sterling falling.
'Yes' Campaign winning?

Business as usual.
That's what we've been told.
Until the latest opinion poll.

Business as usual,
In Politics means you know....
Dirty Tricks unfold.

Scare tactics.
Aiming at the general public,
Causing the greatest panic.

Making majority to vote 'No'
Scotland will stay in UK till old.
Would financial crisis quickly come then go?


Terence
Yes, Crisis Looming; Yes, Happy Ending
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
https://www.youtube.com/watch?v=NaiyU2Zptjg
E : tlai1388@hotmail.com

Sunday, August 31, 2014

Pre


Pre-emptive Strike.
A US President once said it that night,
To justify actions to be taken were right.

Now, would Russia do the same?
Change its battlefield with Uncle Sam?
By launching the Strike at US's mainland?

And, would ISIS consider the Strike?
Use Bio-weapon to get their victims right?
Right at US's centres on a Friday night?

Everyone Pretends nothing serious going on?
Prefer thinking the Cold War has long gone?
Preach spreading only Love and not Germs?

Are you well Prepared?
For the Greatest Attack,
Could happen in the unexpected part of US?

Are you well Prepared?
For the Biggest Collapse,
Could happen in every financial market?


Terence
No Prefect Humans, Prepare Worst Moments
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
E : tali1388@hotmail.com

Wednesday, August 20, 2014

Next


What will be the Next incident?
Leading to Next financial crisis all of a sudden,
Creating the Next investment golden moment?

The collapse in China's housing market?
Price in 70 cities been dropping just like that.
Would it have a global domino effect?

The conflict in Ukraine losing control?
When both the West & Russia say, 'No'.
Would it have a major war unfold?

The consequence of an Ebola pandemic?
Reminding us of the SARS epidemic,
Would it make everything problematic?

Or an unexpected initially minor incident,
Is to cause the Next biggest disappointment,
Upsetting everyone in global investment?


Terence
What's Next? Could you Predict?
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Sunday, August 10, 2014

China


China.
Power Struggle amongst Insiders.
Who will be the ultimate Winners?

Chance.
To make even the poor ones count?
Or just to ensure only a few to shine?

Choice.
To upgrade its massive workforce?
Or continue to minimise labour cost?

Check.
Fund managers monitor the Facts.
Then decide to Retreat or Invest?


Terence
China:It's Now or Never?
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Thursday, July 31, 2014

Hong Kong


Hong Kong.
Something may have gone wrong.
The 3Ps cause great concern.

Politics.
Nothing seems to get a Tick.
Party/government officials need a Kick.

People.
New diploma makes many secondary pupils,
Leaving for overseas as young as possible.

Property.
Price doubled in 5 years has caused Anxiety.
Owning a home is now only for the Minority.

No Political Stability?
No Workforce of Quality?
No Homeownership Opportunity?

Is Hon Kong still the place to be?
To live, work or visit and feel Free?
To invest, take Risk and have no Fear?


Terence
Hong Kong : Stay Strong? Chance Gone?
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Sunday, July 20, 2014

Getting


I always learnt things the hard way.
Like Martial Art.
Getting better only after I was beaten up.

Like Maths.
Getting better only after I was in a mess.
Like Investment.

Getting better only after I was in retirement.
I've learnt things do happen in Stages.
Rushing will make you Regret for ages.


Terence
Things Getting Complicated, Markets Getting Nervous
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Sunday, July 6, 2014

Cheater


Cheater.
Not the TV series in America.
But the world cup footballers.

2 Big Cheaters in Dutch team.
Robben won a penalty by diving in.
Substitute keeper exercising to disturb the other team.

But there are worse Cheaters.
Making a killing in financial sector.
It's your life time saving they're after.

So, why are you still bother?
Seeking 'experts' to invest on your behalf,
When Cheaters use your money only to get a new car!


Terence
Always be Aware : Cheaters Everywhere.
https://www.youtube.com/watch?v=6ZIjxXurqkY
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Saturday, June 21, 2014

Star


The World Cup is on.
Normal bed time is gone.
Because love for football is so strong.

The Star players are on.
Although they appear to play wrong,
Although they aren't in best form...

The Game is still on.
Because Star players suddenly perform,
Because Star players suddenly get strong.

The World Conflicts are on.
Normal investment strategies are gone.
Because chance of failure is so strong.

What's your Star investment?
Who's your Star manager at the moment?
How're you to profit from your fund?


Terence
YOU are your OWN Star Manager,
Always act in your Best Interest.
Twitter : @longyinfather
https://www.youtube.com/watch?v=RfygwJbjTWw
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Thursday, June 12, 2014

Bet


Just want to Bet.
Not based on Facts.
But based on Feelings that I get.

EU has Negative interest rate,
Can't change its course in any way:
'Wars' to break EU that's its Fate.

US is getting weak.
Losing grip everywhere every week.
Republican to win - the Right back on its feet.

Scotland is soon to hold its Referendum.
Most will vote to stay in United Kingdom,
Because Certainty is the Key at the moment.

England?
Will Win.
World Cup if you know what I mean!

How to make the most of your Feelings?
When you're in the middle of investing?
For me- visit William Hill without Hesitating!


Terence
Trust your Feelings, Keep you Winning
Twitter : @longyinfather
https://www.youtube.com/watch?v=6ZIjxXurqkY
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Monday, June 2, 2014

Local


The Majority is always Wrong?
Is that why most struggling all along?
And only the Minority is financially strong?

The Methodology is always Wrong?
Is that why most funds seeing profit gone?
And only the Minimalist is catching on?

Rather than going Global,
Should we focus on Local?
Stick to something we always Know?

'Go Global' is no longer the aim?
Because many countries are in poor frame?
Invest in Local is the latest game?


Terence
Local Knowledge gives Financial Advantage
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Saturday, May 24, 2014

Tension


Tension.
Builds up for UK's coming general election.
Many parties' in-fighting causes big division.

Tension.
Builds up amongst South China Sea nations.
Many navy patrolling causes big friction.

Only 1 direction?
UKIP begins UK's political revolution?
China begins sea battle preparation?

Only 1 conclusion?
UKIP is to sit in the new Coalition?
China is to suffer US's sanction?

http://www.independent.co.uk/news/uk/politics/local-election-results-2014-nigel-farage-hails-ukips-political-earthquake-and-vows-there-is-more-to-come-9428480.html

http://www.telegraph.co.uk/news/worldnews/asia/china/10497736/The-skies-are-hotting-up-over-the-China-Sea.html

http://www.nytimes.com/2014/05/13/world/asia/china-and-vietnam-at-impasse-over-drilling-rig-in-south-china-sea.html?_r=0



Terence
Tension Delays Investment Decision
Twitter : @longyinfather
https://www.youtube.com/watch?v=RfygwJbjTWw
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Tuesday, May 13, 2014

Question


There is always a question,
Getting everyone's attention,
Especially for some politicians,

'Why investors/workers love Britain?'
Because one of the following reasons?
UK stands out from its European cousins?

Because of its Language?
Many coming from different countries,
Using English to communicate & for trade.

Because of its Heritage?
Many years of great history,
Winning Britain many fellowship.

Because of its Advantage?
A judicial system offers privilege :
Fairness, Openness to everyone in every village.

http://www.telegraph.co.uk/finance/personalfinance/expat-money/10810941/British-expats-in-Portugal-face-losing-homes.html


Terence
No Question...Britain is a Great Nation
Twitter : @longyinfather
https://www.youtube.com/watch?v=FgHwlwZ9Skg
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com




Sunday, May 4, 2014

Own


Rather than investing in a company,
Hoping it still has monopoly,
Not to lose profit margin dramatically;

Rather than investing in a company,
Hoping its CEO has loyalty,
Not to demand a multimillion fee.

Why not setting up your Own firm?
Stepping up to be your Own CEO?
Profiting from your experience of personal?

If many made the most of their circumstances,
Giving them a very successful business,
You could make it too with a bit more Eagerness?

http://www.telegraph.co.uk/finance/comment/jeremy-warner/10715151/Airbnb-has-been-criticised-by-hoteliers-which-means-its-a-genuine-threat.html

http://www.dailymail.co.uk/news/article-2245651/Cambridge-Satchel-Company-mum-afford-daughters-school-fees-makes-12m-year.html


Terence
Own your Company, Own your Destiny
https://www.youtube.com/watch?v=NaiyU2Zptjg
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Friday, April 25, 2014

Back


The Cold War is Back?
So far only verbal attack.
Who's to place a bet...

On what's to happen next here,
In Ukraine where fighting is clear?
Is the WWIII coming near?

Look at the Russian plane,
Flying high in Scotland,
http://www.dailymail.co.uk/news/article-2612517/Pictured-Moment-RAF-Typhoon-closes-Russian-surveillance-plane-straying-UK-airspace-make-turn-back.html

Look at the NATO fighters,
Lining up at Eastern Europe Borders,
http://www.dailymail.co.uk/news/article-2612353/A-message-Moscow-First-600-U-S-soldiers-arrive-eastern-Europe-prompting-Kremlin-launch-military-drills-near-border-death-toll-rises-Ukraine.html

Back to the drawing board,
Looking Back what History got,
Giving us the best Investment Thought.

Terence
Back to Basics, when War is Next
Twitter : @longyinfather
https://www.youtube.com/watch?v=6ZIjxXurqkY
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Tuesday, April 15, 2014

P


Politicians.
Presumably never act without calculation,
Pocketing bigger gains for their satisfaction?

Putin.
Probably never say the words, 'But then...'
Planning bigger Russia without using a tank?

Don't get PO.
(i.e. NOT go to Panic Order)
But go for PH?

NOT the Public Holiday,
Though it's now Easter break,
But Peace Heaven?

For Permanent Resettlement?
For Profitable Investment?
London = PH?

http://www.telegraph.co.uk/news/worldnews/europe/russia/10757101/Rich-Russians-make-London-their-home.html


Terence
Peace Inside Us, Profit from Russia Vs US?
https://www.youtube.com/watch?v=RfygwJbjTWw
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
https://www.linkedin.com/profile/view?id=112367174&trk=nav_responsive_tab_profile_pic

Monday, April 7, 2014

PR


PR.
Not Permanent Residency,
That immigrants think in an instance.

PR.
Not Public Relations,
That Spin Doctors try in all connections.

PR.
Stands for 2 Fundamental Elements,
When deciding which country for investment.

P = Political Stability.
Not the one happening in France lately?
http://www.dailymail.co.uk/news/article-2597082/Eat-pork-hungry-Frances-far-right-National-Front-leader-tells-schools-stop-offering-religious-alternatives-canteen.html

R = Resources.
Like the one happening in UK's shores?
http://www.dailymail.co.uk/news/article-2593032/Coal-fuel-UK-centuries-Vast-deposits-totalling-23trillion-tonnes-North-Sea.html


Terence
PR = Perfect Reasons for Planned Reinvestment?
Twitter : @longyinfather
https://www.youtube.com/watch?v=RfygwJbjTWw
www.myboysmyboss.blogspot.com
www.fatesecrets.blogspot.com

E : tlai1388@hotmail.com

Wednesday, March 26, 2014

Pensioners


Rule changed.
Sentiment changed?
Pensioners all cash in the change?

The Budget.
Got 1 thing straight?
Pensioners are happy to give a tick?

Money shifting?
To property investing?
Pensioners keep house price going?

http://www.dailymail.co.uk/money/mortgageshome/article-2586743/Wave-pension-pot-cash-set-surge-UK-property.html


Terence
Pensioners like House Hunting > Bingo Playing
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
http://www.viewfrompublishing.co.uk/news_view/31060/21/2/seaton-it-all-adds-up-to-free-maths-tuition)
E : tlai1388@hotmail.com

Friday, March 14, 2014

People


People.
People in Trouble.
People in Trouble in every place we know.

People in US.
How many of them are Sad?
Couples living underground like rats.
Families squeezing into tiny motel beds.
Many fighting for any tent they can get.

People in Britain.
How many of them are Frightened?
Youth unemployment around a million.
Benefit payments have been tighten.
Small firms are being abandoned.

People in Europe.
How many of them losing Hope?
Greeks simply cannot cope.
Portuguese walking on a tight rope.
Spanish empty cities need blessing of Pope.

People in China.
How many of them losing Stamina?
Power struggle seen by politicians in America.
Economy struggle due to fading overseas order.
Debt Crisis is to cause Global Financial Disorder.

You.
You are Better.
You are Better to be Smarter than others.

Fate
People Cause Great Pain to Make Great Gain
http://www.youtube.com/watch?v=RfygwJbjTWw
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com



Monday, March 3, 2014

Ukraine


War.
In Ukraine is imminent?
Because we're only humans?

Most.
Want to be in control?
Just like we love FB, so & so?

Putin.
Is almost certain,
To pocket Ukraine in an instant?

Gold.
Its rise has taken hold.
And how far will it go?


Terence
War is Near, Fear is Here
http://www.youtube.com/watch?v=RfygwJbjTWw
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Wednesday, February 19, 2014

Exception


A fact of Life without question :
'Everything has an Exception'.
Ever since Humans' creation.

So, China won't suffer Recession?
Because it is an Exception?
Fastest growing beyond imagination?

What took the West 200 years,
It achieved within 20 years?
What took the US banks 100 years.

Its banks did it within 5 years?
But one thing is very clear :
A Crash in China is Exceptionally near.

http://www.bbc.co.uk/iplayer/episode/b03w7gxt/This_World_How_China_Fooled_the_World_with_Robert_Peston/


Terence
No Exception : What goes up WILL come down
http://www.youtube.com/watch?v=NaiyU2Zptjg
Twitter : @longyinfather
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Thursday, February 6, 2014

Prize


I made a promise in my E-Book,
To hold a lucky draw every month,
From Jan 2014 until further notice.

I meant to announce the result,
In my new website,
www.terencelai.com.

But due to me being exceptionally busy,
terencelai.com is still a 'work in progress'.
So I announce the 2 lucky winners here.

1st is Martin from the East Anglia.
The other is Mark from Greater London.
The surprise gift is on its way.

Once again,
Thanks for those already bought the E-book,
For the Good Cause - the Children Hospice.

Also,
Thanks for those about to buy.
You could be the next lucky winner.

http://www.amazon.co.uk/Secrets-Child-Genius-Series-IV-ebook/dp/B00GW1I9DG/ref=sr_1_1?ie=UTF8&qid=1391700136&sr=8-1&keywords=secrets+of+child+genius+series+iv


Best wishes
Terence
Be Good, get the Prize; Be Bad, pay the Price
http://www.youtube.com/watch?v=NaiyU2Zptjg
Twitter :@longyinfather
www.myboysmyboss.blogspot.com

Thursday, January 30, 2014

May


There were times,
She made me so angry,
I really wanted to ki......ck her butt.

But... there were times,
She made me so happy,
I really wanted to give her a fu.....n trip.

Who's she?
My boss...
AND my wife.

There's not 1 logical explanation,
But only 1 admirable suspicion,
Why a couple meeting each other....

They're meant for each other.
To give each other great pleasure...
AND high blood pressure.

They're meant to fight, love, fight, love...
Yes, the joy of love.
And the joy of being together.

Yes, Lunar New year is approaching.
Reminding me the time is coming...
Family time for eating, drinking & thanking.

We should thank our family.
For keeping us company.
For making us stronger, wiser & happier really.

May every family love their honey.
May every people become more joyful.
May every dream come true.

A Happy Chinese New Year - Year of Horse!


Best wishes
Terence
One May have money but May be Lonely
http://www.youtube.com/watch?v=NaiyU2Zptjg
www.myboysmyboss.blogspot.com
E : tlai1388@hotmail.com

Thursday, January 23, 2014

85


85.
The Year.
Of me dropping out of a UK uni.

85.
The %.
Of me having certainty on my answers.

85.
The Number.
Of people as rich as 3.5 billion of others.

How did these 85 START?
How they've become wealthy STAR?
How you could learn from their STA?

STA = Self Training Ability.
Unlock & Utilise your hidden Potentials.
Be Happy, Healthy & Wealthy till 85!

http://www.theguardian.com/business/2014/jan/20/oxfam-85-richest-people-half-of-the-world


Terence
Start from 5, Enjoy till 85
http://www.youtube.com/watch?v=NaiyU2Zptjg
www.myboysmyboss.blogspot.com
E : tali1388@hotmail.com

Thursday, January 16, 2014

New


New Year.
New Thinking.
New Priorities.

Health.
Home.
Holiday.

Money doesn't buy Health.
No Peace at home is hell.
Just work no Break you need help.

Life is mostly Good.
If you're kind & not act like a fool.
Invest sensibly with a mind of cool.

Money comes and money goes.
But the ones you love to hold,
Only stay if you value them more than gold.


Terence
New Year brings New Focus
http://www.youtube.com/watch?v=NaiyU2Zptjg
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