Change

Things change.
So much over last few years.
And many have been in tears.

Losing Money in many case.
Losing Faith is another way.
Heartbreaking to see HSBC,
Losing Focus as we speak.

Used to be the case,
CEO/Chairman replied right away.
Winning hearts of customers,
Staying miles ahead of competitors.

Now is another way.
CEOs want to run away,
From answering sensible questions,
From loyal customers of frustrations.

HSBC AUS has been so Incompetent,
No Common Sense in new account open.
Asking Existing customer of 4 years,
Filling in a 8-page form due to Fear,
Breaking Laws of Authority.

Even though I'd repeatedly stressed,
Such procedure was only to address,
New but NOT Existing customers.
Sensible argument falling in deaf ears.

Wrote to CEO HSBC Group.
A quick response as I hoped.
Nothing.
Not the same thing.
He was far too busy,
Trying to get a £36 Million Bonus - Easy.

The company culture seems have changed.
Top Men Not Responding to customers;
Middle Men Not Reassuring customers;
Frontliners Not Thinking like customers,

So my views on HSBC have also changed.

See if there is a Happy Ending,
Resulting from Common Sense Prevailing.
And decide if HSBC is still worth Investing.

Fate
Customers should be 'Served Right Away' NOT 'Sent Away'
www.myboysmyboss.blogspot.com

No Way Out

Finally.
Crunching Time gone.
I'd found a way out.
Managed to sell our OZ house.

Lost money on selling.
But 'Earned' on rental saving.
And Earned on A$ Exchanging.

In the end,
A Happy Ending.

But could we see the same Ending?
Has world seen a 'Way Out' coming?

US.
Distressed.
1/7 homes behind payment/re-possessed.
1/7 people are in 'Poverty' Standard.

UK.
Not O.K.
1/4 families with noone working.
1/4 primary students need Extra Helping.

Can Governments keep printing money?
Keep running away from reality?

We're to see another Crisis coming.
You better well prepared & running.

Because,
Social Unrest is Happening,
Property Price will be Tumbling,
Share Price.......

Seeing is Believing

Fate
What Goes Up WILL Come Down - Eventually
www.myboysmyboss.blogspot.com

Crunching Time

2 More days.
I'll be back to Good Old Days.

Back to 08 February.
Where I always wanted to be.

Been Thinking the Unthinkable.
Been Thinking like Respectable,
US Fed Chief,
What has to achieve.

What his next move would be.
Would Rate be in -ve Territory?
Would there be 2nd Currency?

To make Life Easy,
Great Cashflow is the Key.
Because things soon turn Nasty,
Cashing in now is 'Best Policy'.

Fate
Best Preparation for Worst Situation
www.myboysmyboss.blogspot.com

Unprecedented

I've never seen this before.

ALL 5 Millionaires from 'Dragon's Den',
Wanting to invest the full £200,000,
Asked by the High Tech Entrepreneurs.

It's never happened before.

So many A* students not admitted into U;
So many top graduates from top U,
Cannot find a job/a decent job.

It's not just happening in UK.
But everywhere.

What has been happening is Unprecedented.
So many Bubbles.
So much Uncertainty.
So many 'Enemies'.

You could have gained Unbelievibly Wealth,
Over the last 3 years!
Well, if you're the Very Lucky 5%!

For the remaining 95%,
Be Exceptionally Patient.
And if you've to Invest,
Be Exceptionally Cautious.

Remember the Strategies I've recommended?

Cheers
Fate
Looking Back before Looking Ahead
www.myboysmyboss.blogspot.com