Ending

It's really temping..
To guess the Very Ending.

How the Bubbles Bursting..
To make most Devastating.

Just when everyone's Speculating,
Seeing prices ever rising,
Taking that as a God's Blessing.

Quietly a Perfect Storm is forming.
From the Pentagon building.

US needs a War,
To claim back what it's lost.
Where will be the place,
US is also to fight for its face?

Can you not feel Hot Money's gathering?
Can you not see War Ships' moving?

Fate
Too Greedy Is Deadly
www.myboysmyboss.blogspot.com

3 Years

3 Years ago,
Noone had been told,
The WWIII would soon to take hold.

Things changed since 'Credit Hole'.
Systems seen as 'Model',
Proved to bring in much 'Sorrow';
Firms seen as 'Strong',
Proved to be in complete 'Wrong'.

We heard enough lies.
We seen enough cries.
What we need to know,
Is what the future lies.

Next 3 Years,
What's to happen, dear?

I believe Euro will be gone.
Nothing could stop the collapse of..
A Broken Bond.

I believe RMB will be freed.
Nothing could stop the floating of..
A Wanted Currency.

You see,
Everything's Possible.
Have you not seen enough of all....
These Bubbles?

Fate
Balancing is Happening
www.myboysmyboss.blogspot.com

Count Down

Not counting down to X'mas,
Not counting down to a New Year,
But counting down to a New...
Meltdown.

Around the end of last year,
There were much speculations on..
How soon China is to take Japan over,
Becoming the world's 2nd biggest economy.

Some said 5 years, some 3 years.
The Best guess was 2 years.
But, just another 8 months later...
China was confirmed to be the 2nd!

Reality has once again beaten everyone.
Including the so called 'Experts'.

So, have you ever wonder :

How much Gold actually kept in USA,
When last inspection was done in 50s?

How soon Euro is actually to collapse,
When Germany finally decides to leave?

How Messy will the world actually be,
When bubbles in China finally burst?

It's NOT a Guess.
It's Happening.

We're in a Count Down.

Fate
Nothing is Impossible
www.myboysmyboss.blogspot.com

Reminder

Dear Reader,

It's a bit odd,
That you've been caught;
It's a bit strange,
That I've not changed.

It's me sending you this Reminder,
On the third day of December,
Reminding you Family should Come Together.

It's you making me always wonder,
On every day of calendar,
Wondering what Life is without your Tender.

Yes,
Santa is coming over,
For the Family Fever.
For the Friendship lasting Forever.

Yes,
One thing I always want to tell you,
But never have the guts to;
Now is the perfect moment,
Tell you something to seize this moment.

You're the 'Beast', I mean, the 'Best'.
You're a real 'Shi...........nning Angel'.

Enjoy the Best Christmas Ever!

Christmas is always Fabulous......
Because of you, my Reader.

From the Friend Far Away,
NOT owning a Chinese Takeaway
Fate
Meaning Every Word from the Heart of my Bottom,
I mean, from the Bottom of my Heart!

(Now, please help a UK college teacher to spell better!)
http://www.dailymail.co.uk/news/article-1334361/Im-good-role-modal-Teacher-sends-school-report-littered-spelling-mistakes.html

www.myboysmyboss.blogspot.com

Failure

I once heard my boys saying,
'Failure is NOT an option.'

But now many are seeing,
Failure seems to be the only..
Destination.
For the Euro Zone.

'PIGS' collapsing in slow motion.
Millions in Public Procession.

Now comes the Million $ Question.
'Is Germany In or Out?'

We are soon to find out.
Because who could afford endless..
Bail Out?
Because all could see meaningless..
Money being non-stop handed out?

Make your Best Preparation.
For the coming Devastation.

The Collapse of Euro, you know.


Fate
Failing to Plan is Planning to Fail
www.myboysmyboss.blogspot.com

What

'What's been going on?'
You must have been thinking.
'What's to happen from now on?'
You must be asking.

I'm asking a similar question.
In slightly different direction.
About RMB's De/Appreciation.
Happened over a generation.

Checked the site,
www.oanda.com/currency/converter

In 1993, 25th of October,
US$ 1 = RMB$ 5.77

Now, 17 years later,
In 2010, 19th of November,
US$ 1 = RMB$ 6.62

What was China like back in 1993?

Did it have the World's Largest..
Sovereign Fund back then like now?

Was it the World's 2nd Largest...
Economy back then like now?

Were the US, UK, Europe & Japan,
So Broke back then like now?

NO!

So, why RMB$ is now so Low,
When compared with 17 years ago?

So, what do you think...
What will happen to RMB?

There's only one way it'll go!

Fate
Opening your arms for an Open Secret
www.myboysmyboss.blogspot.com

Game

I'd said long time ago,
The World is entering,
A New Era.
A New Order.

In fact, we've to play a..
New Ball Game.

As a Nation,
UK's estimated to have a..
National Debt of £4.8 Trillion.
(i.e. £4,800,000,000,000!)

If we throw the largest £ note,
£50 out of window EVERY Second,
Every Single Day.
How long would it take to throw..
£4.8 Trillion in £50 out of window?

Not 10 years.
Not 100 years.



But 3,000 years!

That's how BIG the problem is!

In US, 2 months ago,
Another record was being broke.

For the 1st time,
100,000 homes being re-possesed,
In a single month!

And, 14% of people are now on...
'Food Voucher' due to poverty.
That is 42,000,000.
2/3 of UK's TOTAL Population!

That's how big the problem is!

As an Individual,
How do you survivie?

Being Innovative.

For every Crisis, there is a..
Chance - Big Chance.

I've managed to come up with..
An Innovative Idea to help..
Students to learn Better.

A Simple, Easy & Fun Game.

Fate
Think the Unthinkable - Become Profitable
www.myboysmyboss.blogspot.com

Soros

Soros.
Who's he?

The Hedge Fund King,
Had a raid on Sterling;
Gave it a Black Tuesday,
Falling 19% in a day!

The Speculative Investor,
Wanting to beat HK regulator;
Tried breaking HK$/US$ tie-up,
Ending up himself being Beaten Up!

The 80-year-old Father,
Expanding family business further;
Just got a License in HK,
His battle will soon be on.

What does he want?
Which Currency has his eyes on?

Trying his luck on HK$ again?
Or attacking RMB as his new game?

Fate
Old Tactics for New Targets
www.myboysmyboss.blogspot.com

Difference

Apprentice.
UK Version.
Lord Sugar instead of Mr Trump.

A candidate offering Compensation,
For delivering 16 bread rolls,
Instead of 1,000 promised.

Lord Sugar Criticised him for....
Volunteering to offer such...
Compensation.

Surrogacy.
HK Version.
Tycoon 'Uncle 4' finally got...
Not 1 but 3 grandsons!
All 3 came at once.

The 47-year-old son claimed..
Doing this for 82-year-old Dad.
Even though he'd No Wife,
No Lover, No Girl Friend.

1 thing is common for both men:
Has billion of cash.
Still appear would do anything..
To get More Money.

So, what do you think those...
Less Cash Rich,
Financial Advisers?
Fund Managers?
Investment Consultant?
Would do?

No Difference.

Fate
Moral Obligation gets Highest Valuation
www.myboysmyboss.blogspot.com

Surprise

I've a few Surprises lately.

1st from my Elder Boy.
From his research on Richest countries.
Ranking economies by GDP.

I know China is 2nd largest.
But don't know India is 4th,
USSR is 7th & Brazil is 9th!

So, what's this G7?
Claiming to be the Summit for..
The World's 7 Largest economies!

Yet France is only at 8th,
Italy at 10th.
And Canada at 13th!

Another Surprise was from Mr Yam.
Ex-CEO of HK Monetary Authority.

Reminding Individuals to do a..
'Pressure Test' for the coming..
Bigger Bubble Burst.
See if they could take a 30-40% Loss!

Then the Surprise from China.
A Sudden Interest Rate Rise.

But, should I be Surprised?
China has to act.
And this is only its 1st shot!

More & Bigger Surprises to come.
Big Rise, Big Fall & above all,
This is only the Beginning.
And noone knows about the Ending.

Fate
WWIV comes to get us All
www.myboysmyboss.blogspot.com

WWIV

I said it long time ago.

It's no longer about Companies,
But about Countries;
No longer about shares,
But about currencies.

The WWIII.
Others call it...
Financial Tsunami/Credit Crunch,
Was once a battle,
Involving mainly Speculators.

Now, it's a New War,
WWIV.
Involving Developed & ....
Emerging Countries.

Every Country now pointing fingers,
At another country.

The Best 'Weapon'?
What else but Currency.
No Mercy - will be Dramatic.

The Best Buy?
What else but RMB.
No Secrecy - will be Systematic.

Fate
1 to Appreciate when 2 Can't Depreciate...Further
www.myboysmyboss.blogspot.com

Move

Some friends are still surprised.
By my latest sudden move.
Why returned to UK?
I replied,'Why Not?'

Some said,'UK is really bad at present.'
I replied, 'Same as everywhere.'

Some said,'UK house price is to fall.'
I replied, 'That's good, I'm a Buyer.'

Some said, 'UK could only get worse.'
I replied, 'My NZ$ & A$ could stretch more.'

They never knew that I'd made a Promise.
Made 9 years ago when we left London.
I told my wife back then,
'I promised you, one day we'll be back.'

They never knew that my boy was accepted..
By a Top Grammar School in UK.

Good Reputation is Priceless.
Good Education is Priceless.

So,I made a move 4 months ago.
Returned UK for good.

Made another move 24 days ago.
Started cashing in my A$ for good.

Fate
Noone Knows your Circumstances Better...than You
www.myboysmyboss.blogspot.com

Change

Things change.
So much over last few years.
And many have been in tears.

Losing Money in many case.
Losing Faith is another way.
Heartbreaking to see HSBC,
Losing Focus as we speak.

Used to be the case,
CEO/Chairman replied right away.
Winning hearts of customers,
Staying miles ahead of competitors.

Now is another way.
CEOs want to run away,
From answering sensible questions,
From loyal customers of frustrations.

HSBC AUS has been so Incompetent,
No Common Sense in new account open.
Asking Existing customer of 4 years,
Filling in a 8-page form due to Fear,
Breaking Laws of Authority.

Even though I'd repeatedly stressed,
Such procedure was only to address,
New but NOT Existing customers.
Sensible argument falling in deaf ears.

Wrote to CEO HSBC Group.
A quick response as I hoped.
Nothing.
Not the same thing.
He was far too busy,
Trying to get a £36 Million Bonus - Easy.

The company culture seems have changed.
Top Men Not Responding to customers;
Middle Men Not Reassuring customers;
Frontliners Not Thinking like customers,

So my views on HSBC have also changed.

See if there is a Happy Ending,
Resulting from Common Sense Prevailing.
And decide if HSBC is still worth Investing.

Fate
Customers should be 'Served Right Away' NOT 'Sent Away'
www.myboysmyboss.blogspot.com

No Way Out

Finally.
Crunching Time gone.
I'd found a way out.
Managed to sell our OZ house.

Lost money on selling.
But 'Earned' on rental saving.
And Earned on A$ Exchanging.

In the end,
A Happy Ending.

But could we see the same Ending?
Has world seen a 'Way Out' coming?

US.
Distressed.
1/7 homes behind payment/re-possessed.
1/7 people are in 'Poverty' Standard.

UK.
Not O.K.
1/4 families with noone working.
1/4 primary students need Extra Helping.

Can Governments keep printing money?
Keep running away from reality?

We're to see another Crisis coming.
You better well prepared & running.

Because,
Social Unrest is Happening,
Property Price will be Tumbling,
Share Price.......

Seeing is Believing

Fate
What Goes Up WILL Come Down - Eventually
www.myboysmyboss.blogspot.com

Crunching Time

2 More days.
I'll be back to Good Old Days.

Back to 08 February.
Where I always wanted to be.

Been Thinking the Unthinkable.
Been Thinking like Respectable,
US Fed Chief,
What has to achieve.

What his next move would be.
Would Rate be in -ve Territory?
Would there be 2nd Currency?

To make Life Easy,
Great Cashflow is the Key.
Because things soon turn Nasty,
Cashing in now is 'Best Policy'.

Fate
Best Preparation for Worst Situation
www.myboysmyboss.blogspot.com

Unprecedented

I've never seen this before.

ALL 5 Millionaires from 'Dragon's Den',
Wanting to invest the full £200,000,
Asked by the High Tech Entrepreneurs.

It's never happened before.

So many A* students not admitted into U;
So many top graduates from top U,
Cannot find a job/a decent job.

It's not just happening in UK.
But everywhere.

What has been happening is Unprecedented.
So many Bubbles.
So much Uncertainty.
So many 'Enemies'.

You could have gained Unbelievibly Wealth,
Over the last 3 years!
Well, if you're the Very Lucky 5%!

For the remaining 95%,
Be Exceptionally Patient.
And if you've to Invest,
Be Exceptionally Cautious.

Remember the Strategies I've recommended?

Cheers
Fate
Looking Back before Looking Ahead
www.myboysmyboss.blogspot.com

Reality

A Storage Owner told me,
'I trust you. It's not a lot.
You don't have to pay me now'

A B & B Owner told my wife,
'You can have 2 rooms for just £65'

Both at their late 50s if not 60s.
Both appeared to be Very Kind.

But the Reality is,
When we came back from 2-week holiday,
They both changed their minds..
& faces!!

Storage Owner came to my home,
Accusing me of taking all our belongings,
Without paying him,
Without returning him the keys.

When it was actually him on the wrong!
He'd confused us with another customer,
The Running Away customer.

Still, he charged me £25 a week...
Instead of £20 a week that he advertised!

The B & B Owner?
She charged us £85 instead of the £65!
What's more :
She insisted she had never met my wife!

My Message to you?

Do the above two remind you of someone?

Fund Managers?
Investment Consultants?
Financial Advisers?
Bank Managers?

Are they not all Very Kind to you?
At first?
Talk to you like your best friend?

And the Reality is?

Fate
Understand Human, Understand Investment
www.myboysmyboss.blogspot.com

Property

Started our UK holiday lately.
Visited old properties with our boys.
Down the Memory Lane.

I viewed 60 properties before buying 1st.
Then, another 60 before buying the 2nd!
Everytime, I viewed it with my boy(s).

I carried on the habit whilst in NZ.
Also, when us residing in OZ.

Even took my boys to Auctions.
Asking them questions.
Let them felt the tensions.

Boys always join us for Open Homes.
Asked them how they found the house.
What were the selling points.
What improvement they would make etc.

All for one thing :
Planning a seed in them.

Developing them a Love for Property.
Because Property is,
One of the 7 ways to become a Millionaire.

And the one requires the Least Capital,
Least Manpower & the Shortest Time.

With interest rate at historical low,
With long term tenants at historical high,
What opportunities are out there?

Fate
Opportunity Comes for Those are Ready
www.myboysmyboss.blogspot.com

4 Principles

The World's 11th Richest,
The Asian Richest,
He's....
Who else but our HK 'Superman',
Mr Li Ka-sing.

A subsidiary of his recently bought..
A firm supplying 1/4 of UK Electricity.
During the related press conference,
Our 81-year-old 'Superman',
Sharing with others of his...

4 Principles.

1st : Hardworking.

(Mind you,
Hardworking doesn't Guarantee Success;
But 'Laziness' does Guarantee Failure)

2nd : Keep a Good Reputation.

('Reputation Worths more than...
Any Credit Card')

3rd : Keep your Promise.

(A Promise is made to be kept.
Not only for others, but also for..
the above 2nd.)

4th : Be Kind to Others.

(Have you missed my Opening Remarks..
Of this Blog? "Be Kind......"


So, next time,
When one complains about No Opportunity,
No Good Boss,
Life is Not Fair etc. etc.
Please stop for 1 minute.

Ask them to do themselves a Favour.
Ask themselves one question.
Have they got what it takes?

4 Basic Principles?

Fate
Greatness originates from Smallest
www.myboysmyboss.blogspot.com

When Money Dies

I don't agree with Warren Buffett,
On Everything.

Because he always has a..What else..
But Conflict of Interests!

But 2 things I Totally agree with him.
Golden Rule 1 & 2 in Investment.

Rule 1 : Protect Your Capital.

Rule 2 : ........


Remember Rule 1.

He's recently done 1 great thing.
Recommended a book to his friends,
And other financiers.

One of them was so impressed,
He bought the book in bulk & then..
Sent them to his Parliament.
And to the European Central Bank.
Warning officials of dire consequences,
Of keep printing money!

The Book,
'When Money Dies',
Exposing how Germany collapsed in 1920s.
Hyperinflation.
Came So Fast.
Rose So High.

In 12/1922, 1 bread was 163 Marks.
By 11/1923, price for same bread rose..
To 201 Billion Mark.
Yes, it's 201,000,000,000 Mark!

Massive Money Printing has now created,
A Unique, Massive, Global Problem.

Did I not say, sometime ago, the...
Collapse in Confidence?
The Collapse of Everything?

Like the Writer has said,
'If you destroy the Value of Money,
You destroy a Cornerstone of Society.'

Fate
Everything is At Stake
www.myboysmyboss.blogspot.com

Shameless

Shameless.

I'm Not on the UK TV Series,
But the Real People in..
The Real Life.

The Powerful People that..
Could have made a Real..
Difference in many lives.

'Every School, especially,
Primary School should have a
Useless Teacher'
Said by the Chairwoman of UK..
Office for Education Standards.

'Less than 1 in 10 Police....
Are patrolling on streets.'
Confirmed by a report compiled..
By a Retired Assistant Police Chief.

One would wonder what these...
Top people have been doing,
Other than getting Top Pay!

Do I have to tell you about..
A Headteacher (i.e. Principal)is..
Getting an annual pay of....
£276,000?
When even UK Prime Minister is..
Only getting about £150,000.

And he's NOT a Headteacher of a..
Private School.
Not even a Secondary School.
But a Council run Primary School!

Do I have to tell you about..
What the Once Highly Respected..
Goldman Sachs been doing?

Wake up, please, my friends.
The Old Values, the Old Beliefs,
Have all become nothing but...
An Old Trick.

Tricking you all to pay them...
Top Pay, Top Commission.
For doing Minimum Thing,
Or doing something to make you to..
Lose everything.

Fate
Shameless will become Penniless
www.myboysmyboss.blogspot

Euro

Once it was Unthinkable.
Now it is Unavoidable.
Yes, it's really Unstoppable.

It's Not about,
'Whether' it'd happen,
Nor 'When' it's to happen;
But,
'How' it's going to happen.

The Collapse of Euro.

I don't believe all these,
So called 'Experts',
Who always have a Conflict of,
Interests.

They say,
'3-5 years', '10 years' etc.
Euro could be a History.

I believe my 'Gut Feeling'.
Euro has come to 'You Know...'
Its 'Expiry Date'
Any moment from now.
No doubt about this.

The only doubt I've is,
Which one comes 1st,
'Collapse of Euro' or
'Bubble Burst in China'?

Fate
Another War is Looming
www.myboysmyboss.blogspot.com

Employment

I've been warning many parents,
Our child will NOT have a Decent Job,
If we don't prepare our child Better.

Just look at UK's Unemployment Rate.

7.9% for the Work Force as a whole.
But Over 11% for Degree Holders.
That was 2 years ago.

Last Year, for Degree Holders,
It was Over 14%.
By the end of this year?
Estimated to reach over 20%!!

Just remember a Daily Mail article.
The Headline on 6 July,
'Don't Bother Applying for Work..
Without a 2: 1 Degree'

Reporting 8 in 10 Bosses in UK,
will now refuse to interview...
Applicants with a 2:2 or Lower.

Because so many Uni applicants,
Fighting for so few jobs!
Some been Unemployed for 2 years!

And each Degree Holder is Estimated to..
Have a debt of £20,000 when leaving Uni!

What do this Fact & Trend mean?

The once 'Elite' now become 'Average'
What about those once was 'Average'?
Who'd spend when they've No/Little $$?
No/Little Spending = No/Little Growth.
No......

We're entering a New Time.
Most are in a Very Difficult Time.
And will be for a Looooong Time.

So, do use your money WISELY.
If you lose it, there may not be...
Another Chance or Enough Time,
To recover the Loss.

It's all about Employment now.
As an Individual,
Lucky to have a Job;
As a Nation,
Lucky to have Lower Unemployment!

Fate
Be Extremely Cautious at this Moment
www.myboysmyboss.blogspot.com

Problem

My wife always says,

'The Strength of a Person,
Is also their Weakness.'

So, following my 'Might Boss's Logic',
What was supposedly a 'Solution',
Has now become a 'Problem' in itself.
The Biggest Problem.

The Massive Printing, Pumping of Money.
From governments all over the world.

Now come the Serious Consequence.
Because this QE is NOT working.
Unemployment still Rising.
With Inflation also Rising.
With every person's Temper fast Rising.

And there is NO More Silver Bullet.

No only there could be NO Retirement for some,
There also could be NO Employment for Young.

If every Old has to stay on job longer,
Where would there be job for School/U Leavers?

If those 16-25 NOT having a post,
Where would you think their Energy go?
Remember the 50,000 Demonstrators,
Marching on Greece roads?

This is ONLY the Beginning.
Worsening now as every government starts Cutting.

How to plan your Retirement?
How to help your child to find Employment?
How to Safeguard your Investment?

Problem, following my wife's Wisdom,
Also brings in Golden Investment Moment.

Fate
Think the Unthinkable
www.myboysmyboss.blogspot.com

Retirement

Retirement.
The Reaosn for us working so Hard?
The Reason for us worrying so Much?

Been discussing with friends lately.
Reminding them,
Although Retirement once was a Progression,
(e.g. play, work, retire...die!)
It's now a Priviledge...
And only for a few!

Espeically in the Current WWIII,
Every government starts changing Game Rules,
From OZ to UK,
Lifting the Retirement Age,
Claiming it's for your Own Good!!

So, No More Retirement at 65.
Now, some change to 66,
Aiming at 70 in time.
Just look at UK, 'The Times'
25 June Headline,
'Retirement Age May be Raised...
Every five years.'

Perhaps, one should start to think,
Retirement is NOT about,
Out of Employment;
Or,
NOT Worrying about Payment.
But more about 'Enjoyment',
'Enjoy the 15/30/60-minute Moment' every day.

Retirement = Retire from Busy Moment.

Fate
Change your Thinking, Change your Fate
www.myboysmyboss.blogspot.com

50

Was in HK playing Majong with 'Old' Friends.
Friends that have known for 25 years.
When we're at (UK) Essex University together.

One mentioned about celebrating 50th birthday!
Not now, but in a few year time.
I joked to buy him a present.
One out of the following 3 choices,
Walking Stick, Wheel Chair or Hearing Aid!

50, a Magical Number.
HK was promised to have,
'50 years of Continuity of current Lifestyle'

50, also shows us the worrying trend.
There is NO Tomorrow....
If one does NOT work Exceptionally Hard Today.
Because there could be NO retirement.

In 1950, 7 working people for 1 retiree.
In 2050, it will be.....
1.3 working people for 1 retiree.

Have you not noticed for the last decade,
There have been many debates on retirement?
Strongly recommend people to retire Later,
To keep their Body & Mind working Better,
To pass on their Skill,Knowledge Better etc.

So, over the years, governments been selling..
Concept of Retirement Age at 70.

Especially at a time,
When Greedy Bankers sold Faulty Products,
When Plenty of Developed Countries are 'Bankrupt',
When one Crisis coming after another Crisis.

So, we are not only looking at Political Changes,
Not only Economic Changes etc.
But....Social Changes.

Fate
New Change Brings a New Great Chance
www.fatesecrets.blogspot.com

Globalisation

Unbelievably busy lately.
From OZ to HK then to UK.
4th time to arrive UK.
Starting Life's another New Page.

Globalisation.
To the low-paid staff,
It = 'Exploitation' (of humans)

To the high-powered CEO,
It = 'Maximisation' (of profits)

To me, it = 'Mobilisation'
Proactively looking everywhere in this world,
For a Better Opportunity.
So, I did it a few times,
Moving from one place to another.

To be Better Off Financially,
Mentally and as a Family.

Globalisation also = Education.
Better Education helps one to be More Global,
More & Different Solutions for various Challenges.

Did I not say the Best Investment is...


People?

I returned UK for my children.
Helping them to become More Global.

Fate
Global Thinking, Local Gaining
www.myboysmyboss.blogspot.co

Trust

Arrived HK on (Sun)23 May.
Rang pick-up van by using Free phone.

Soon realised there's a problem.
Forgot to ask Van's Registration No.
And the pick-up point.

Then, a Bigger Problem.
Couldn't go back for Free Phone.
Had NO HK Mobile phone with me.
Had NO HK money with me.

Had to try to persuade HKese,
Waiting at pick-up zone to,
Lend me their phone for 1 Urgent call.

Told them the reasons.
Told them I would pay for the call,
With OZ Money.

1st one.
A 20+ man.
"NO. I can't let you use my phone,
I'm waiting for my boss's call"
Told him I only needed 30 seconds.
Still "No."

2nd one.
A 40+ airport traffic control woman.
"There's a public phone over there"
Reminded I'd pay her in OZ money again.
She just walked away.

Found public phone.
Yes. At last.
But NOT accepting credit card!!
Then, suddenly found a HK$10 Note!
In my pocket!
Got change from nearby 60+ elderly.
Made the call. Got the van man.
A Happy Ending - by 2245 hrs!

Got Confused.
If people worry about me running away...
With their mobile phone,
Why do they NOT worry others would...
run away with their Hard Earned Cash?
Or even Life Time Saving?

Not just a few thousand $$$,
But hundred of thousands $$$,
Or even millions of $$$??
By these Faked Experts?

Is it because these Cheaters are...
Wearing Expansive Clothings/Watches?
Sitting in an Seaviewed Office?
Writing some Financial Articles?
Appearing on TV Programmes?
Or....

Why there is SO MUCH TRUST on someone..
That you've NEVER met before?
That you've NEVER tested before?

Remember,
In these ever Changing World,
Trust NOONE except your Family.

Fate
Everyone is working for their OWN Interest
www.myboysmyboss.blogspot.com

Forever

Have been saying that for a long time,
"History is being made almost Everyday."

When we're Younger,
We studied History by Reading Books,
By Watching Movies,
By Listening Stories.
It's like,
"Yes, Tough Times..
But they belonged to the Past!"

Now, we're Witnessing History,
And for Most,
By Feeling the Pinch Everyday!
It's Never Been So Real,
So Close.

Wages being Frozen if not Cut;
Inflation is Rising & Rising;
Workload Forever Increasing.
Retirement?
Forever Postponing!

Nothing is a Surprise.

Even 53% French believe that,
Within 10-year time,
Its Government would NOT be able
To Honour its Debt Obligation!
46% for the Americans!

So, we're looking at Country..
After Country could soon be...
In the Process of Declaring
Bankruptcy!

The world has changed FOREVER.
Ever since the current WWIII Started,
Back in July 2007.

The Credit Rating of "AAA",
Could be gone Forever.

After all, how could a country,
Like Spain,
Bankrupted over 12 times in last 200 years;
Like Japan,
With Debts over 200% of its GDP,
Be given a "AAA" from a start?

Fate
Gold is Forever
www.myboysmyboss.blogspot.com

Plan

Very busy in implementing my UK Relocation Plan.
Making offer for property in Devon.
Vendors are expecting More,
When a 'Hung" Parliament soon makes Life Worse!

More Busy in revising my next Investment Plan.
Been Warning it's NO longer about Company,
But C.....Countries!
NO longer about Share Prices,
But Exchange Rates!

Most Busy in monitoring, since late last year,
The Drastic Depreciation of Euro.
The Frantic Fall of Sterling Pounds.
The Complete Collapse in......Everything.

My Plan is to make a Move when.....

HSBC falls to...

Sterling pounds drops to....

When Gold.....

If HK Property Price...

But, most importantly, what's your Plan?
When Every Plan of Every Government...
Is NOT working according to The Plan!

Fate
Plan Well Ahead, Panics Stay Away
www.myboysmyboss.blogspot.com

Property

Property.
Prosperity or Poverty?
Depends on When & Where you've bought.

Many years ago, Property was only a Necessity.
But it had eventually become a Commodity.
For making a Quick, Big Profit.

Just look at the Madness in HK.
Last Year, Property Price rose by over 30%!
That's an Average, meaning some could be..
Over 50% Rise...in a year!!

But of course, there was Big Loser too.
Dubai saw its Property Price dropped by...
40% last year!
No. 1 ....at the bottom!

This has shown that Property has 2 sides.
Make It or Break It.
Many became Millionaires in a short time...
In late 90s in UK, 2000s in US Property Market.
Many more now become Homeless in US & UK!!

1st Wave triggered off by US Property market.
2nd Wave is coming from...China's Property Market.
A Market where 2nd line cities rose by over 100%,
And Beijing's rose by almost 90% in a year!

What Goes Up will Come Down - Eventually.
Anyone saying that China could handle this,
Should ask themselves 1 question,

"US Economy is 8 times larger than China,
& still couldn't handle the Property crisis,
Why does anyone think China can?"

Fate
CRASH comes when noone sees it Coming
www.myboysmyboss.blogspot.com

Great

"Great" means.........Great!

Just like the word, "Love".
You know the exact meaning by Heart,
But just can't explain it by Mouth!

Great Wall.
Once said to be the Only thing,
One could see on Earth from Space.

Great Britain.
Once said to have ruled,
1/4 of People & 1/5 of Land.

What about Great Firm?
What does it take?

Great Company Culture.
Upheld by Great Management Team.

Recent Experiences have reminded me,
Two Great Firms.

My All Time, Life Time Favourite,
HSBC.

This time, I was frustrated by my HSBC..
UK & HK Premier Relationship Managers.
When me trying to get a Pre-approved Mortgage,
Intending to buy a UK home before landing.

Wrote to the CEO, HSBC Group.
In line with HSBC's Fine Tradition,
He personally wrote back.
Offering Apology, Reassurance & Solution.

Over the last 15 years,
I'd been frustrated by some HSBC frontliners.
But everytime I contacted its Senior Management,
They all PERSONALLY responded.

AGM HK spoke with me in 96.
CEO (Asia Pacific) wrote to me in 99.
Regional Manager visited my UK home in 01.
Chairman (Asia Pacific) wrote to me in 04.
CEO NZ spoke with me in 05.
CEO AUS invited me to his Sydney Office in 07.

Such Response from an International Giant,
Has NEVER been heard of!!

So, you now see why I'm a Die Hard Supporter,
Of the World's 3rd Largest Bank, HSBC!!!
Honest, Special, Brillant Corporation!

Another Great Firm is...
SHK.

I was booking one of its hotel.
And got misled by its website.

Sent an E Mail to the "Kwok's Brothers"
The GM of the Hotel, also VP Operations,
Immediately wrote back, made clarification,
Offered apology, updated its website &...
Made Gesture of Goodwill.
Which I'll pay back to its Staff Welfare Fund.

SHK - Superb, Honest & Kind

Not only SHK is one of the ...
Most Trusted Land Developers in HK,
But also,
Most Trusted Brands in the World!

Thanks HSBC & SHK.
Making me very proud of....
Being a HKnese!!

Feeling just....... Great!

Fate
Great Things Always Around
www.myboysmyboss.blogspot.com

Survival

Had a 6-day holiday in Cairns lately.
Almost everyday was a rainy day.
Even Destiny has sheded tears for WWIII?

Almost everyone is trying their very best...
To survive the current WWIII Test.

Cairns.
Once a Tourist Hotspot.
People coming from all over the world.
Now has become worse.
So many empty stores/office up for lease.

A Middle aged Man,
Owning an Award Winning Restaurant,
Seen business dropping over last 2 years,
Decided to relocate to Survive.
He stated,
"Do nothing Now means Lose everything Later."
Change before being forced to change.

A Young officer at a hotel lobby,
In her final year of degree study,
Working on a hotel placement.
Would like to be a teacher in 5 years.
After gaining the needed real experience,
Then going back to classroom,
Teaching Mature students about Tourism.

In the current climax,
Not easy to find a decent job;
Worse to maintain business.
But, to avoid being the latest Victim
Of the Current Never Ending WWIII.

One has to have Visions.
Also, Plans.
And above all,
Must have Patience.

To Survive?
Or to be Wiped Out?

The choice is Yours.

Fate
Everyone Writes their Own Future
www.myboysmyboss.blogspot.com

Relocation

2002.
I was in HK after just left UK.
And on our way to NZ.

Had lunch with my Old Essex Uni mates.
One stated that,
"So, your profession now is...Relocation!"

Didn't really understand what he meant.
Now I know better.
After leaving NZ for OZ.
Now planning to "Relocate" back to UK.

Left UK because it was Expansive.
Searching for a better & cheaper place.
Enabling us to have 2nd child.

Ireland?
25% Richer due to exchange rate.
But further away from HK.

Canada?
250% Richer due to exchange rate.
But its office in London opened....
Only between 11-1400 hrs!
And only sent us a standard form.
Making us felt we're not so welcome!
Never sure how much one would score...
During Immigration Interview!

NZ?
340% Richer due to exchange rate.
Friendly phone call from Immigration.
Very clear about our score from the start!

The choice is Obvious.

9 Years on.
We're faced with another Choice.
And Family Business Dictates.
UK has never been so Attractive.

Business Wise.
UK has its Longest & Deepest Recession.
Was 1 Sterling Pounds = NZ$ 3.4 when we left.
Now 1 Sterling Pounds = NZ$ 2.2
So, We'll be 35% better off by returning UK.
UK house price dropped by 20% from its peak.
Great Busniess Opportunity due to Cheaper Cost.

Also, Education Wise.
My Elder Boy is accepted by a Top Grammar School.
6th out of 3,255 State Secondary Schools in England.

Other than actual Monetary "Gains",
There're also other types of "Gains".
Like Huge Savings in Private School Education Fee.
Massive Savings in Living Costs.
Better All Round Development & Career Opportunity.

UK, here we come again!

Fate
Gaining could be in many Forms
www.myboysmyboss.blogspot.com

Show

Just in case you've missed it,
Or you've forgotten it,

"It's.....Show Time!"

And yet Politicians are Bad Actors.
Still, the Show Must go on.......

So, we'd a Show from "United" Leaders,
The Euro 16 + IMF Team,
Coming out to Show support for Greece.

So, we'd a Show from "B2" Leaders,
The World Biggest Importer & Biggest Exporter,
Shouting out to Show it's the other's Fault!

All these badly staged Shows,
Showing only 1 thing,
The Desperate Attemp of the Politicians,
Trying to shift your attention.

The World Economy is actually Showing.....
NO sign of "Real" recovery.

So, what you should do now?

SHOW.

S = Stay Calm

H = Have Target

O = Observe Pattern

W = Wait Patiently

Because the Eye of the current Storm,
US, has Shown the Problem is just.....
Getting Bigger & Bigger!

http://www.nytimes.com/2010/03/26/business/26housing.html?src=me&ref=business

Fate
Show you're Smarter by being Calmer
www.myboysmyboss.blogspot.com

Official

It's now Official.

European Bank just released a report,
Confirming even with a 0.5% reduction,
In national debt EVERY year,
It will take....20 years for the Region,
To return to Pre-WWWIII Level!

The recent land sale in Beijing,
Confirming the Chinese Culture,
"For every Policy, there is a Counter Policy!"
Just when the Ruling Party announced measures,
To cool down the property market.
The sale price broke record in the morning.
And again..... in the afternoon!!

It's now Official,
"Noone is in Control"

No government can dictate what is to happen.
Because they themselves are in Trouble.
Just look at the recent poll result in France.
Just look at how Obama keeps changing his OZ visit.

You're now the ONLY one can have,
A Better Control of your Own Fate,
And indeed your Own Money!

If the WWIII has caused everyone to postpone,
Their retirement by 5 years.
This Time, the Coming one, is going to make,
Everyone to delay their retirement plan by
Another 10 years!!

Watch out, my friends.

Fate
Never Stand Near a Collapsing Wall
www.myboysmyboss.blogspot.com

Move

Have been extremely busy lately.
As I've been Literally,
Planning my Next Move.

But, first thing first,
Have a quick Reality Check.

HSBC.
The World's 3rd largest bank.
Recently released its result.
2% rise in profit - that's really Bad.
The World economy still has NOT recovered.

Sterling Pounds.
Depreciated by over 5% since 1 Jan 10.
With a Normal Leverage of 20 times,
That's a 100% profit for some Hedge Funds!
Big Crocodiles still making Big Money.

USA.
The Eye of the current Storm.
1/4 of houses are in "Negative Equity"
10% of that are 25% BELOW market value.

In 2008, when Lehman Brothers collapsed,
Experts were warning, "Systematic Failure"
Now, we're looking at,
"Sovereignty Failure"

US has recently been hinted,
Having a 40% chance of Failing.....
Failing to Honour its Obligation.
Its Trillion $$$ Debts.
Has China NOT recently sold some of its US Bonds?

After Euro, it could be US$,
And then.....
China.

All these building up of China being,
"Unscathed in the current crisis"
"Chinese Economy is Growing fast again"
"Properties in China still Rising"
"RMB will be Appreciated under US pressure"

Only pointing to one thing,

"China is the Origin of the 2nd Wave"

Can you NOT see it coming?

Fate
Minimising Risk to Maximise Profit
www.myboysmyboss.blogspot.com

Turn

Most people Waste Time.
Some people Utilise Time.
Few people Make Time.

And this defines,
Who're the Losers,
Who're the Winners.

Who can also Turn Negatives into Positives,
Will become a Bigger Winner.

Rather than spending time in complaining,
Some friends have Turned things to their Advantages.

OZ education standard is NOT High enough?
She then made the most of it,
Having her child got one scholarship after another.
Enjoying Free Private School education,
And still being at the Top!

UK Recession Never ends?
He then made the most of it,
Putting forward business proposals to councils.
Getting Funding to create New Jobs for Unemployed,
And still being well paid as Small Employer!

What about you?
Are you still just complaining?

Most people Wait for Opportunity.
Some people Take the Opportunity.
Few people Create the Opportunity.

Is it your Turn to Shine?

Fate
Opportunity Comes at least once in 10 years
www.myboysmyboss.blogspot.com

Game

The New Game has already started.
Just in case you've not noticed.

Not the Winter Olympic Game.
Though many countries are now eyeing Canada.
Russia, has the 3rd (or 4th?) largest foreign reserve,
Considers having More Canadian $ to reduce US$ Risk.

Not the Crisis In Greek.
Though many countries are now worrying.
Spain? Portugal? Italy? Which is Next?
And Euro to Collapse?

It's the Gradual Phasing Out of Government Support.
Or, more precisely,
Cutting the "Hand Out" of Taxpayers' money!

China is tightening up the net.
With a 0.5% rise in bank reserve requirement;
US is looking to do the same,
As it can't keep raising Maximum Limit of National Debt!

The World Economy is in a WORSE shape,
And there would be More Upset,
If you have NOT done your Maths.

Have you NOT noticed the interest is rising?
Have you NOT noticed the price is also rising?
And so is the Stake for this New Game.

The New Game has been trying to convince Everyone,
Everything is Business is usual.
Everything is back to Normal.

Wait until you see the Biggest Crash.
The Biggest Collapse.

Fate
Nowhere to Hide, Waiting to Buy
www.myboysmyboss.blogspot.com

Stop

The recent drama of a Faked Feng Shui Master,
Has reminded us on one Golden Rule,
Not only in Investment,
But also in Life.

"Know When to Stop"

Had he known the Wisdom of keeping Low Profile,
Happy with the Known HK$2 Billion already pocketed,
And the Unknown HK$X Billion;

Had he NOT fought for the HK$100 Billion estate,
Of the Asian Richest Woman,
He would NOT have come to this.

Within 40 hours of losing his case in court,
He had changed his side.
From Plaintiff to Defendant!
Also, Facing Huge Legal Bills!
And being chased for HK$350 Million Unpaid Tax!

Knowing When to Buy is Great.
But NOT knowing When to Sell is Grave - Dead!
Especially in the current ever changing climax.
Things change in hours.

So, I had stopped holding my Japanese Yen.
Sold them all yesterday for Sterling Pounds.
Cashing in the 11% Profit.

Fate
Stop, Think then..... Wait
www.myboysmyboss.blogspot.com

Time

Had a very busy Time lately.
Not only because my boys just started a New School Year,
But also because they started at a New School.

Time has been a Hot Topic lately.

Canadian Prime Minister stated,
It'd take 10 years to rebuild Haiti.
Afghanistan President commented,
It'd take 15 years to rebuild its country.

And US is facing more Tough Time.
Consumer Spending is at its Lowest since 1946!
In UK?
Bad Time gets Worse!
1/5 under the age of 16 are being brought up,
In an Unemployed Family!

Time has changed.

We're entering a New Era,
High Unemployment is the Norm.
High Inequality is the Fact.
High Volatility is the Trend.

What normally takes 3-5 years for a Cycle,
Now takes only 3-5 months.
Be it shares, gold, oil, forex.......
Fast Rise. Quick Fall.
Roller Coaster all the Time!

So, have you adjusted your Investment Plan in Time?

Because......


Time has changed.

Fate
Warning You Time after Time
www.myboysmyboss.blogspot.com

Extreme

The World has never been so Extreme.

The Weather.
From the Extreme Cold in Britain,
Salt has been in great demand to melt the ice;
To the Extreme Heat in Australia,
Warning has been issued for bush fire.

The Chaotic Scene.
From the Poor Earthquaked Victims in Haiti,
Fighting for food to survive;
To the Rich Hotel Guests in Gold Goast,
Queuing for Award Winning supper.

The Remarks.
From the Chairperson of UK's Cadbury,
Teasing the US's Kraft Hostile Takeover,
"They're an Inferior company."

The Share Prices.
Cadbury's, Europe's Largest Food Firm,
Jumped by 40% in a day;
JAL's, once Aisan Largest Airline,
Dropped by 45% in a day!

We're experiencing the Most Extreme Period.
The Last 2-3 years,
Have seen the creation of Extreme Wealth,
Making the Gap between the Rich & Poor,
Has never been as Wide.

How are you going to survive?

Be Extremely Calm.
Be Extremely Patient.

Then, Be Extremely Decisive.
And Act Extremely Fast.

Fate
Make the Most of the Circumstances
www.myboysmyboss.blogspot.com

Nature

Mother Nature.
She's shown once again who's In Charge.

From the once in 30 years Snow Storm in Britain,
To the once in 40 years Cold Front in Beijing,
To the Record Heat at 45 degree in South Australia,
To the Severe Flooding in NSW.

Human Nature.
It's shown again& again who should be Charged.

From Henry Paulson, the then Chairman of Goldman Sachs,
(And later became the US Treasury Secretary)
Successfully convinced Congressmen to accept his Argument,
Back in 28.4.2004,
The US Banks would be Better Off with "Self Regulation"!

To Anna Bligh, the current Queensland Premier,
Sadly pronounced a few months ago,
There was a Big Hole in State Budget due to the Global Crisis.
But only a few weeks ago, she had given herself,
And all MPS a 3.1% Pay Rise!

What about you?
What's your Nature?

Still believe "Experts/Advisors" Genuinely Care about you?
Care about Your Money?
And you still believe the Worst Have passed?

The Nature of Everything is,
There is a Rise & a Fall.

Fate
Everything is in a Circle
www.myboysmyboss.blogspot.com

James

James.
A Familiar Name.
James Bond.
James Cook.
James Dean.

What about James I?
Has anyone heard of him?
The Scottish King in the late 15 Century.

What could we learn from him?

He was once being held as a Hostage.
By the King of England.
He was eventually being released.
And the 1st thing he did on returning Scotland?

Building himself a Grand Palace.

Only getting himself into a Big Trouble.
He did NOT have enough money!

Even as a King, James could NOT force people,
In a way,
To accept his hair as Money,
To take his writing as Money etc.

As a King James then used his Power,
To force the Very Powerful & Rich,
MacDonald's Family to hand over some of their Wealth.
Like Land, Jewelleries etc.

What have we learnt from the History?
James's Home project just like the Sub-prime Crisis.
Though those now in trouble are US Low Income People.
NOT a King!

And Land & Gold are much valued for Centuries!
Is this the Exact Reason that people are now,
Buying Property & Gold?

History is to Repeat Itself.

Fate
Can't Change the Perception,
Then Take Advantage of It
www.myboysmyboss.blogspot.com